How Personal Injury Attorneys Can Help Injuries can be costly and you should be compensated for all losses. Insurance companies are profit-driven and will fight your claim or try to negotiate a settlement that is low. Select an attorney who can be your advocate and who will stand up against the insurance company's tactics. Find an attorney who has handled cases similar to yours. Insurance Coverage Most people have auto insurance. The conditions of the policy typically include a duty of defense against third-party lawsuits alleging that the insured is accountable for injury or property damage. Unless the insured party is able to give the insurance company notice within a time period defined in the policy (typically around 5 or 10 days following the incident) the company could be accused of not having fulfilled its duty to defend.